Mon - Fri : 09:00 - 5:00
281-367-CORE

What's At Our CORE?

Everyone has a story, and this is ours.

CORE Lending is headquartered in Magnolia, Texas. CORE Lending is a division of Goldwater Bank. Goldwater Bank is a direct lender that specializes in tailoring lending solutions that traditional lenders and banks consider outside the box.

Meet The Team

Leadership

Charles Owens Founder of CORE Lending
Charles Owens
Founder

Charles began his career 13 years ago in the mortgage business as an originator and quickly became a top producer. He later opened up his own brokerage firm that grew to be one of the top production centers in the area. In 2009 Charles brought his leadership skills and production experience to form CORE Lending, which is quickly becoming a leader in retail lending in Texas and the Central US.

Nich Hughes CORE Lending
Nich Hughes
Overall Nice Guy

Upon graduating from Northwestern University in 2001, Nich began his career working for a mortgage bank out of Orange, CA as an Account Executive. During his time as an AE he put together a top-notch operations team while becoming an expert on product guidelines. Over the years he built one of the strongest reputations in the area as the source for timely, low stress closings.

Jamie Naleway CORE Lending Staff
Jamie Naleway
Operational Manager

Jamie entered the mortgage industry as a loan processor over 12 years ago, delivering top quality files to several tier-one investors. Jamie received multiple efficiency awards, while maintaining one of the largest pipelines in the area. She later assumed all HR, payroll, and accounting duties for the brokerage she worked for, while continuing to support her office’s highest producers. Jamie took on similar roles in 2009, when she joined CORE Lending, and continues to be a leader in operational management.

Magnolia-Woodlands West

Carolyn Knigge Loan Officer The Woodlands Magnolia
Carolyn Knigge
RMLO

I am a 30+ year veteran of the mortgage industry and bring a wealth of knowledge and experience to your transaction. My expertise extends from basic conventional purchase & refinance transactions to FHA, VA, USDA, new construction/build-on-your-lot programs and many more. I am well-versed in working with the self-employed borrower and those customers needing special high-end financing for the executive home.
With an extensive background in the mortgage industry and understanding the nuances of the Mortgage Loan business, I use the latest in web technology to provide the most up-to-date tools available to you.
I am a committed and passionate professional who puts my clients’ best interests and satisfaction above all else. My team’s determination to cater to our clients’ specific needs coupled with our market expertise, attention to detail and superior negotiating skills allows you to receive first class service.

David Krichmar
David Krichmar
RMLO

David Krichmar aka Dave Your Mortgage Guy has been in the Mortgage Business for 15+ years and has experience in all aspects of the lending industry. Dave also has written over 800 mortgage articles including national articles for Realtor Magazine(YPN), Scotsman Guide and Houston Agent Magazine. He has been interviewed by Fox Business, InTuit, HSH, etc. Dave has also won the 5 Star award for being one of the top Mortgage Professionals in the Country for 2013,2014,2015 and 2016. He can be reached at 832-689-6012, [email protected]

Janae Kageler RMLO The Woodlands
Janae Kageler
RMLO

Janae Kageler is a Residential Mortgage Loan Originator at CORE Lending in Magnolia, Texas, with extensive experience in the home buying process. Whether it be first time homebuyers, refinancing a home, or purchasing a second property, Janae is dedicated to making sure the process runs smoothly for both clients and agents. Customer service is of utmost priority, and delivering exceptional results to all involved in the home buying process is what makes CORE, and Janae, the first choice in residential mortgage lending.

Sal Trapani Loan Officer The Woodlands Magnolia
Sal Trapani
RMLO

Sal Trapani was a former law enforcement officer and relocated his family to The Woodlands as a result of Hurricane Katrina in 2005. The community welcomed him warmly and as a person of service, he reciprocates through actively participating as a Reserve Deputy locally with the MCSO today. His passion is helping people build their own success through teaching, encouragement and moral support.

Stephanie Wood Loan Officer The Woodlands Magnolia
Stephanie Wood
RMLO

Stephanie was the Top Producer for CORE Lending for 2015 and 2016 & has been a Loan Originator for 16 years. She is heavily involved in HAR and WCR as an affiliate. She is well versed in all loan types. She will gladly help with any mortgage needs you may have. She has received numerous awards from various organizations for her work in the Mortgage Industry.

Milton Moody Mortgage Broker
Milton Moody
RMLO

Milton joined Core Lending in 2009 and leads a team of experienced, successful loan originators. He has over 35 years of managerial experience in the financial service industry. His team consistently provides friendly, quality service that makes Core Lending one of the top producing mortgage companies in Texas.

Evan Wilke Mortgage LEnder
Evan Wilke
RMLO

Round Rock

Robbie Miller Loan Officer The Woodlands Magnolia
Robbie Miller
Producing Manager

Robbie Miller is a Residential Mortgage Loan Originator and Producing Branch Manager at CORE Lending in Round Rock, Texas, with extensive experience in the home buying process. Whether it be first time homebuyers, refinancing a home, or purchasing a second property, Robbie is dedicated to making sure the process runs smoothly for both clients and agents. Customer service is of utmost priority, and delivering exceptional results to all involved in the home buying process is what makes CORE, and Robbie, the first choice in residential mortgage lending.

The Woodlands

Chris Fewell Mortgage Broker The Woodlands
Chris Fewell
Producing Branch Manager

Chris Fewell is a native of the Greater Houston area and graduated from Houston Baptist University where he was a member of the HBU baseball team.
Chris has a well-rounded background in real estate that yields an understanding of both the buyer and the seller. His main goal is to give the highest level of customer service while providing the ideal mortgage program for the individual needs of each borrower.